Savings+ Plan

Both new and existing TIP families can choose to enroll in TIP's Savings+ Plan. This optional add-on, which costs $150 annually, offers discounts on the PSAT 8/9, the ACT, the SAT, and educational programs, and also waives all program application fees. When a family enrolls in the plan for $150, they immediately receive $150 in credit that can be used toward Academic Talent Search enrollments, test fees, and program fees. The Savings+ Plan is designed to provide savings to families with multiple TIPsters or students who plan to participate in multiple TIP programs.

See below for more details about the plan, as well as some examples of how this plan would benefit some families. Even if it doesn't make sense for your family to enroll in the Savings+ Plan right now, it might make sense to do so before registering for tests or applying for programs.

Please note: We canceled our 2020 in-person programs, including CRISIS and Summer Studies, to keep our families and staff safe and to prevent the spread of COVID-19. While we hope to be able to offer our weekend and residential programs again soon, we will continue to proceed with caution and follow guidelines set by government agencies and by Duke University. At this time, we are not able to include any residential or in-person programs among these examples. 

If your student is in grade 4–6... Cost with Savings+ Plan Cost with Basic Membership Savings
Testing Fees  
PSAT 8/9 $40 $45 $5
Program Fees  
eInvestigators Application Fee $0 $15 $15
eInvestigators Program Fee $285 $295 $10

 

If your student is in grade 7–10... Cost with Savings+ Plan Cost with Basic Membership Savings
Testing Fees  
ACT (7th–9th graders) $55 $60 $5
SAT (7th–8th graders) $52 $57 $5
Program Fees  
eStudies Application Fee $0 $25 $25
eStudies Program Fee $970 $995 $25

Savings+ Plan Details

  • The cost of the Savings+ Plan is an annual, nonrefundable fee of $150, and provides the following:

    • ​$150 credit will be added to your family's account. This credit will be applied against each subsequent financial transaction you make with Duke TIP until the credit has been exhausted.
    • All program application fees will be waived for all students in your family.
    • All students in your family will receive discounts on the PSAT 8/9, the ACT, the SAT, and educational programs.
  • A single Savings+ Plan is purchased per family, not per student. Waived application fees and discounts extend to all students within that family account.
  • Families may opt in to the Savings+ Plan at any time; however, discounts and waived application fees are not retroactive. Savings will begin once you enroll in the plan.
  • The $150 credit offered to Savings+ Plan families will roll over indefinitely if it is not used in the year in which it is granted, but discounts and waived fees expire one year after purchase. 
  • The Savings+ Plan can be purchased for one, two, or three years at a time. It will expire at the end of the number of years purchased unless the family chooses to renew the plan. 
  • Enrolling in the Savings+ Plan does not guarantee placement in an educational program.
  • Enrolling in the Savings+ Plan does not affect a family’s status for financial aid. Families may enroll in the plan and still apply for financial aid. They would be entitled to the discounted price of the program and any amount of financial aid awarded.
  • Although only online programs have been listed in the discount chart above, discounts will also be available on residential programs as they are announced.

Savings+ Refund Policy

  • The Savings+ Plan is nonrefundable once purchased.
  • Refunds will not be given for families who change their mind about enrolling in the Savings+ Plan after purchase, or who do not recognize a savings by joining. However, any credits a family is granted will remain in their account until those credits are used.
  • Refunds will not be given if a family fails to use their credits in the year in which they purchased the Savings+ Plan or by the time a student ages out of TIP programming.

Hypothetical Example #1

You have one 7th grader who
1) Joins Duke TIP.
2) Registers for the SAT.

It would cost $150 to do so with the Savings+ Plan and
$107 to do so with a Basic Membership.

In this case, you would need to take advantage of additional opportunities for the Savings+ Plan to benefit you.

Activity/Product Cost with Savings+ Plan Cost with Basic Membership
Academic Talent Search enrollment $50 $50
SAT registration $52 $57
Savings+ Plan enrollment $150 $0
Savings+ Plan credit -$102 -$0
Total

$150

(with $48 remaining credit for your family to use on future purchases) 

$107

 

Hypothetical Example #2

You have one 4th grader who
1) Joins Duke TIP.
2) Registers for the PSAT 8/9.

It would cost $150 to do so with the Savings+ Plan and
$95 to do so with a Basic Membership.

In this case, you would need to take advantage of additional opportunities for the Savings+ Plan to benefit you.

Activity/Product Cost with Savings+ Plan Cost with Basic Membership
Academic Talent Search enrollment $50 $50
PSAT 8/9 registration $40 $45
Savings+ Plan enrollment $150 $0
Savings+ Plan credit -$95 $0
Total

$150

(with $55 remaining credit for your family to use on future purchases) 

$95

 

Hypothetical Example #3

You have one 7th grader who
1) Joins Duke TIP.
2) Registers for the ACT.
3) Takes an eStudies courses.

It would cost $1075 to do so with the Savings+ Plan and
$1130 to do so with a Basic Membership .

In this case, you would save $55, or 4.8%, by enrolling in the Savings+ Plan.

Activity/Product Cost with Savings+ Plan Cost with Basic Membership
Academic Talent Search enrollment $50 $50
ACT registration $55 $60
eStudies application fee  $0 $25
eStudies course fee*  $970 $995
Savings+ Plan enrollment $150 $0
Savings+ Plan credit -$150 -$0
Total $1075 $1130

*Enrolling in the Savings+ Plan does not affect a family’s status for financial aid. Families may enroll in the plan and still apply for financial aid. They would be entitled to the discounted price of the program and any amount of financial aid awarded.  

Hypothetical Example #4

You have one 4th grader who
1) Joins Duke TIP.
2) Registers for the PSAT 8/9.
3) Takes an eInvestigators course.

You also have one 7th grader who
1) Joins Duke TIP.
2) Registers for the SAT.
3) Takes an eStudies course.

It would cost $1447 to do so with the Savings+ Plan and
$1532 to do so with a Basic Membership.

In this case, you would save $85, or 5.5%, by enrolling in the Savings+ Plan.

Activity/Product Cost with Savings+ Plan Cost with Basic Membership
Academic Talent Search enrollment (x2) $100 $100
PSAT 8/9 registration $40 $45
SAT registration $52 $57
eInvestigators application fee $0 $15
eInvestigators course fee* $285 $295
eStudies application fee $0 $25
eStudies course fee* $970 $995
Savings+ Plan enrollment $150 $0
Savings+ Plan credit -$150 -$0
Total $1447 $1532

*Enrolling in the Savings+ Plan does not affect a family’s status for financial aid. Families may enroll in the plan and still apply for financial aid. They would be entitled to the discounted price of the program and any amount of financial aid awarded.  

Hypothetical Example #5

You have one 6th grader who
1) Is already a Duke TIP student from last year's enrollment.
2) Registers for the PSAT 8/9.
3) Takes an eInvestigators course.

You also have one 8th grader who
1) Is already a Duke TIP student from last year's enrollment.
2) Registers for the SAT.
3) Takes an eStudies course.

It would cost $1347 to do so with the Savings+ Plan and
$1432 to do so with a Basic Membership.

In this case, you would save $85, or 5.9%, by enrolling in the Savings+ Plan.

Activity/Product Cost with Savings+ Plan Cost with Basic Membership
PSAT 8/9 registration $40 $45
SAT registration $52 $57
eInvestigators application fee  $0 $15
eInvestigators course fee*  $285 $295
eStudies application fee  $0 $25
eStudies course fee* $970 $995
Savings+ Plan enrollment $150 $0
Savings+ Plan credit -$150 -$0
Total $1347 $1432

*Enrolling in the Savings+ Plan does not affect a family’s status for financial aid. Families may enroll in the plan and still apply for financial aid. They would be entitled to the discounted price of the program and any amount of financial aid awarded.